New Medical Insurance Plan for Superyacht Crew

Moore Stephens Brokers Ltd (MSBL) announced the Superyacht Crew Plan, an adaptable group medical insurance product created with Royal & Sun Alliance (RSA) specifically designed for superyacht crew and available exclusively from Moore Stephens.

Moore Stephens was directly involved with RSA in the structuring of the coverage which features no deductible/excess and unlimited cover. As part of the close relationship MSBL is directly involved in managing claims to ensure prompt service.

“We have a strong relationship with RSA. Already we’ve had a Captain sign up who wanted cover for his pregnant wife. We were able to get the cover associated with his wife’s pregnancy including delivery of their new-born and cover for some time following, for both mother and child. Furthermore we were also able to arrange ongoing cover for their children included within the group policy,” said Melanie Langley, senior crew benefits adviser for MSBL. “We managed to cover another Captain with a pre existing condition that he had advised us had not been accepted under any other policy.”

Some of the features of the Superyacht Crew Plan include:
•    Unlimited cover for medical treatment in event of accident
•    Unlimited cover for medical repatriation and emergency travel expenses
•    Zero deductible by case or annually
•    Routine pregnancy cover – no waiting period
•    Preventative medical care including:
o    Optical (examinations, spectacles, contact lenses and non-elective laser treatment)
o    Routine dental care
o    Physiotherapy
•    One price fits all, regardless of age up to 65

“Frankly our experience of other policies is that they are just too restrictive, so we joined forces with RSA to develop one that works "Langley added. “And although the Superyacht Crew Plan is designed as a group policy for yachts or groups of yachts we will soon roll out with RSA a version for individuals.”

msiom.com